ANNA HORUK
Mortgage Solutions You Can Trust
We guide homebuyers in Florida and Illinois with clear, expert support at every step of the loan process. In addition, we help you compare options so you can choose the mortgage that fits your financial goals.

Proudly helping families in Florida & Illinois find the right mortgage solution.
Proudly partnered with over 240 lenders!
This wide network gives you more choices, better rates, and faster approvals. As a result, you can secure a loan that fits both your budget and your timeline.

Why Work With Us
We are a team of mortgage and real estate professionals serving Florida and Illinois. We provide expert guidance, personalized support, and smart lending solutions. Moreover, we use strong market knowledge and a client-focused approach to make your home-financing journey smooth and stress-free.
Guided Every Step
One-on-one support from application to closing. As a result, you always know what comes next.
Local & Trusted
Deep knowledge of the Florida and Illinois markets. Therefore, you can make confident decisions.
Solutions for Complex Cases
Self-employed? Unusual income? We find a way. In many cases, you’ll qualify when others say no.
Fast & Clear Pre-Approval
No fine print. No delays. Just straight answers. This way, you can shop for a home with confidence.
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Why Borrowers Trust Us
We focus on security, speed, and transparency. Because of this, borrowers choose QuickLoans365 with confidence.
Encrypted Applications
Trusted Lenders
Easy Application Process

Special thanks to Anna Horuk for professional help in helping my client Ivan obtain a loan! Special Thanks to lender Anna Horuk with great help of making this purchase very smooth!!!
Edouard Sarkissian
We turned to Anna after a tough experience with another mortgage specialist — and it was the best decision. Having just moved to the U.S. and living in another state, our case wasn’t simple, but Anna guided us to the best option. She answered all our questions and made the process smooth and fast. We’re truly grateful to her and the A&D team for helping us get our home. We wholeheartedly recommend Anna!
Inna
I worked with Anna Horuk and was very pleased with the service and rates I received for my mortgage. Everything was professional, quick, and clear. I highly recommend A&D Mortgage and Anna Horuk to everyone.
Vera
Just wanted to express my heartfelt thanks for your amazing support during the home-buying process. Your guidance, patience, and expertise made everything so much easier. From answering my many questions to calming my nerves, your help meant the world. I’m truly grateful for everything — thank you for helping me find my home. ❤️❤️❤️
Svitlana Korostil, Oleksandr Korostil
Anna Horuk also helped me purchase a condo in Hallandale, Florida! She approached her work with great professionalism and assisted me in gathering all the necessary documents. I’m very happy with her work! Huge thanks to Anna and the A&D Mortgage team!
Dmitry
From day one to closing, I was impressed with the entire A&D team. Anna is detail-oriented and diligent — thanks to her careful review, I even saved some money. Her market knowledge, sound judgment, and smooth process stood out. On top of that, she’s kind and easy to talk to — a rare combo. This isn’t an ad, just honest feedback from a happy client. I’ll definitely be back and highly recommend her. Peace to all!
Dima
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Share Your Experience
What we do
Our Mortgage Services
All Mortgage Types — Clear, Fast, Tailored to You!
01.

Home Purchase Loans
Conventional, FHA, VA and more — we help you choose the best fit and close with confidence.
02.

Jumbo Loans
Financing for high-value properties that exceed conforming loan limits — ideal for luxury homes and hot markets.
03.

Refinance & Cash-out
Lower your interest rate. Reduce your monthly payment. Or switch to a better loan.
04.

Bridge Loans
Short-term financing to "bridge" the gap between buying a new home and selling the current one.
05.

Hard-money
Hard money loans backed by property value — ideal for investors or homes that don’t meet traditional loan criteria.
06.

HELOC/HELOAN
Access cash using your home equity — choose between flexible credit line (HELOC) or fixed loan (HELOAN).
07.

Reverse Mortgage
Allows homeowners aged 62+ to convert home equity into cash — with no monthly payments required.
08.

Second Mortgage
A loan taken on top of your existing mortgage — great for large expenses or consolidating higher-interest debt.
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Disclaimer: Conventional loans with less than 20% down payment require Private Mortgage Insurance (PMI). FHA loans also include mortgage insurance. Non-QM loans do not require private mortgage insurance, regardless of the down payment amount.

